Inflation calculator

What your money will buy in the future and how much you will need to keep its value.

UAH
% a year
Purchasing power in today's prices
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Needed to keep the value
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Value lost
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Prices will rise by
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In
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Purchasing power by year

Purchasing powerLost
Year-by-year table
YearBuys as much as today, UAHNeeded, UAH

How to use the calculator

  1. Amount: how much money you have now, or what the thing you plan to buy costs.
  2. Inflation: the expected rise in prices per year, in percent.
  3. Term: how many years ahead to calculate.

The calculator shows two things. First, what your amount will buy after the term, in today's prices. Second, how much money you will need then to buy what it buys now.

Formula

Examples

How inflation affects savings and how to protect yourself is explained in “Inflation: how it eats your savings”.

FAQ

What inflation rate should I enter?

For a forward-looking estimate, use the expected annual inflation; the National Bank of Ukraine's forecasts are a good guide. For past years, use actual annual inflation from the State Statistics Service. In December 2025 it was 8.0%.

What is purchasing power?

It is how much you can buy with a given amount. If prices rose by 8%, UAH 100,000 buys as much as UAH 92,593 did a year ago. The calculator shows what your money will be worth in today's prices.

How can I protect my money from inflation?

Keep savings where the after-tax return is higher than inflation: in a deposit, in government bonds and, for the long term, in investments. Money without interest loses value every year by the rate of inflation.

Why does the amount I will need grow so fast?

Because inflation also compounds: every year prices rise from an already higher level. At 8% a year prices double in about 9 years.

The calculation is for reference only and is not financial or tax advice. Actual terms depend on your contract with the bank, fees and current law.