Deposits and bonds
Deposit or government bonds: which pays more after tax
Why the same rate gives you different money in hand, how to compare a deposit and bonds in 10 seconds and how to combine the two.
Analyst
Andrii Kolisnyk
“A number with a source, a date and its limits. That is where a decision starts.”
More than 15 years in research and analytics for dozens of projects: financial models, unit economics, market assessments and data-driven decisions.
He uses AI tools for analysis but checks every number against the primary source by hand.
At WM² he is responsible for data: he checks rates, limits and taxes, recalculates the examples in articles and tests the calculator formulas.
Topics
- Calculations and calculators
- Loans
- Small business and sole proprietor finances
- Checking data and sources
Articles by this author
Loans and debt
Annuity or equal principal payments: which loan schedule is cheaper
We calculate a UAH 100,000 loan both ways: where the payment is lower, where the total interest is lower and what early repayment changes.
Trading and risk
Risk management in trading: how much to risk per trade
The 1-2% rule, a position size calculation on EUR/USD and a table that shows why drawdowns are so hard to win back.