Add your work periods to see your total record, how much you lack for a pension at 60, 63 or 65, when you will have it and what sick pay rate it gives.
| # | From | To | Length | Days |
|---|
Add each period of work as a separate row: the hiring and dismissal dates from your employment record book, order or contract. For your current job, tick «Still working» and the calculator will count up to today. Add the other periods that count towards your record in the same way: military service, childcare up to the age of three, self-employment with ESV paid.
The order of the periods does not matter, and you do not have to remove overlaps by hand: if you worked in two places at once or a dismissal and a hiring fall on the same day, each day is counted once. The calculator tells you below the result how many days overlapped.
Your date of birth is optional, but with it the calculator shows the key answer: from what date and at what age you will have the right to an old-age pension, given that the record requirements keep rising until 2028. You can save or send a link to the calculation: the periods are stored in the page address.
For each period the calculator works out the calendar length in years, months and days, including the day of dismissal. It then adds the periods up: days to days, months to months, with every 30 days turned into a month and every 12 months into a year. This is how HR departments count record and how it appears in certificates.
The key boundary is 1 January 2004. Record before that date is proven by the employment record book, while since 2004 a month counts only if at least the minimum ESV was paid for it: UAH 1,902.34 in 2026. If your salary was below the minimum wage or a sole proprietor paid less, the month is credited only in part. That is why the calculator shows record before and since 2004 separately: check the second part against your personal account on the Pension Fund portal.
| Year of retirement | At 60 | At 63 | At 65 |
|---|---|---|---|
| 2026 | 33 | 23 | 15 |
| 2027 | 34 | 24 | 15 |
| 2028 onwards | 35 | 25 | 15 |
The requirement is taken for the year in which you apply for a pension. If you lack record at 60, you do not lose the right: it starts on the day you reach the required record, or at 63 or 65. The calculator checks all three options and shows the earliest.
Missing years since 2004 when you did not work officially and were not insured can be bought: you sign an agreement with the tax office and pay contributions for past periods in one go. In 2026 a month costs double the minimum contribution, UAH 3,804.68, and you can buy no more than 10 years. To build record going forward, you can pay ESV voluntarily, from UAH 1,902.34 a month.
Your insurance record also sets your sick pay: under 3 years - 50% of average pay, 3 to 5 years - 60%, 5 to 8 years - 70%, over 8 years - 100%. The calculator shows which rate matches your record, and the amount itself can be worked out in the sick and maternity pay calculator.
Your official record is set by the Pension Fund. How to check it online, digitise your employment record book and fix employer errors is covered in “Insurance record: how to check it online”, and the pension calculator shows what pension your record will give.
Enter the start and end dates of each period of work from your employment record book or orders. The calculator works out the length of each period, removes overlapping days and adds everything up in years, months and days using the rule that 30 days make a month and 12 months make a year.
33 years for a pension at 60, 23 years at 63 and 15 years at 65. The requirements for 60 and 63 rise by one year every year: in 2028 they will be 35 and 25 years.
Your right to a pension comes later: as soon as you reach the required record if you keep working, or at 63 or 65 under the lower requirement. Another option is to buy record for periods since 2004 when you were not insured: in 2026 that costs UAH 3,804.68 a month, for no more than 10 years.
The same day cannot count twice for a pension, so a second job held at the same time does not add record. The calculator accounts for this: where periods overlap, each day counts once. Contributions from the second job do raise the earnings your pension is based on.
Before 1 January 2004 your record is proven by the employment record book and other documents. Since 2004 only time for which ESV was paid counts, and this insurance record is what the Pension Fund sees in its register. The calculator shows both parts separately.
In your personal account on the Pension Fund web portal: it shows your record for every month since 2004 and the earnings on which contributions were paid. Record before 2004 is confirmed by your digitised employment record book.
Checked against official sources on October 29, 2026. When a figure changes, it is updated on every page of the site.
The calculation is for reference only: your official insurance record is set by the Pension Fund from the register of insured persons and your employment record book. It is not legal advice.
Spotted a mistake or an outdated figure? Let us know and we will check it against the primary source and fix it.
Write to redaktsiia@wm2.com.ua: what is wrong and, if possible, a source with the correct information. In Gmail or your mail app the page address will already be in the message.
Two ways to buy record, 2026 prices, payback calculations for three situations, step by step application, incomplete months and free alternatives.
A step-by-step check on the Pension Fund portal, common errors and how to fix them, digitising your labour book and the cost of buying service in 2026.
Pension estimates for different ESV bases, comparison with an employee, whether paying above the minimum pays off, wartime years without record and what to do now.